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Home » Resources » Millionaire in the Making – Tim Howard and Greg Howard

Millionaire in the Making – Tim Howard and Greg Howard

We called a FSBO, the house was only 1200 sqft, but it was waterfront property and listed for $200,000.  The comps were only around $140,000. We talked to the owner; he was desperate to get the house sold. He lived out of town and was making 2 house payments. He had a temporary renter in it for the next 4 months at $1000, but his payment was $1200. He agreed to take what he owed on it which was $165,000. At first, we were concerned because it was over leveraged and obviously going to be priced higher than the comps in the area. Then we began to remember Ron’s training. Eventually we agreed on a lease-purchase price of $157,000. Our first payment of $1200 was not due until 1 month after we installed a tenant buyer. Our amortization schedule with him matches his with the bank.

We now had our first lease-purchase. Following Ron’s training, we decided ARV is what we say it is. We advertised it for lease-purchase at $179,900. It took 2 months to find the right buyer.  We negotiated a contract with a 5 year balloon note with payments of $1300 and a $20,000 cash option deposit.

Our profit on this deal will be $20,000 option deposit, a small monthly cash flow of $100 and if the contract goes 5 years, another $23000 on the backside.

Total profit on a 5 year deal:  $20000.00 + $23000.00 + $6000 (monthly profit) = $49000.00

Not bad for buying an over leveraged house. This was all due to Ron’s training and techniques, especially “ARV is what I say it is!”.

Thanks for your help in analyzing the deal and thanks to Ron’s training for helping us get started!

Tim Howard and Greg Howard

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2 Responses to Millionaire in the Making – Tim Howard and Greg Howard

  1. Tony and Angie Stewart says:

    ARV is what you say it is indeed! Great job getting the answers you needed when you needed them. Some would have walked away from this deal but not only did you make it work, you made it a home run! Congratulations!

  2. Robert Straker says:

    Hello Tim & Greg, thanks for the informative success story and the posting. Good job on the deal you made, and the $49,000 five year profit deal. Never give up and keep on investing, moving forward and make us all proud of you. Take care.

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